Chase Bank Overcharging? Does Social Media Really Work?

What fee does your bank charge to cash a check drawn on your bank by someone who is not a customer? What do bank charges have to do with digital media and social media you ask? I want to see if companies really do pay employees to search social media to see what is being said about their companies. Can we as individuals make a difference in how banks and other industries treat their customers? We know in some instances that we do. Bank of America pulled the fee for using its ATM card after customers used social media to protest. The Sun-Sentinel, Miami Herald, and other news outlets have reported on other examples. Let's find out if social media really works.

Here's my story. Today I visited Chase Bank to cash a check drawn on its bank. While waiting in line for the next available teller, I asked if Chase cashed checks drawn on its bank if I didn't have an account there. Yes, I was told, the bank does. When the teller was available to help me, I asked the same question. The teller responded yes, but immediately asked me if I wanted to open an account with Chase. I said no. After the teller asked for identification, fingerprinted my index finger, then started to cash the check, he told me that I needed to pay $27.50. Seriously? Ser-i-o-u-s-l-y! You've got to be kidding I said to the teller. He said no, he was telling the truth. If I wanted to open an account, the charge would be waived. The bank charges 2 percent of the check value to cash a check drawn on its bank, to a non-account holding customer. I was in shock, although with the way banks have been doing business and overcharging customers, I don't know why. I told the teller no thank you and asked for the check back. So, to get my money, I must place the check in my bank account, wait for the check to be processed for the funds to be available, or else pay the fee.

So, is your bank charging fees like this? What do you think of the 2 percent charge? Is that the cost of doing business? Does it cost a bank $27.50 or more, to cash a check? What as customers of banks can we do? I want to see if Chase or other banks will get this message and respond. I am going to send this message to blogs, my classes, and to other social media outlets like Twitter and Facebook. Will you do the same? Can we make a difference? Share this with your contacts to see if businesses really do hear us.

Have you read introduction-to-marketing-analytics.pdf?

Have you read the post from last week on blogging and marketing analytics? If you haven't here is your second reminder. This is worth the read. The free download is worth the read. You can also find the pdf on the blackboard site for the class. Pamela Vaughn has done a great job in covering many of the terms, definitions, sources, for analyzing and marketing your blog. http://www.hubspot.com/thank-you-inbound-marketing-analytics-ebook/?guid=1f3875e5-a022-4fc9-9c07-c28fb39e29c0&submissionGuid=d040a050-4f1d-47ba-aff5-5e671930a7f6 read this now.

Internship opportunities: You can work ahead to gain hours for your internship if you are interested in the following opportunities.

Social Capital Management: We are a full service technology firm that is currently seeking qualified interns to join our team. We reviewed information on your organization and we believe that there is a pool of talents among your members and affiliates. It would be greatly appreciated if you could forward these internship opportunities to your associates.




Social Capital Management is a full service technology firm that specializes in social media, search engine, web design, and mobile solutions. Our mission is to utilize social connectivity to bring about positive social change. The internships focus on new media, social media, designs, search engine and mobile technology. We welcome true social media enthusiasts and digital natives to apply. Our internships foster a virtual working environment and real-time idea exchanges. In addition, our organizational structure and management approach seek to encourage innovation, creativity and advancement. For more information on our company, please visit http://socialcapitalmanagement.org.




Opportunities are in three categories: Content Coordinator, Design and Search Engine Coordinator, Social Media and Online Marketing Coordinator. Read more

Jobs and more jobs.

Entry Level Web Marketer - Facebook & Social Media
Miami Lakes Automall - Chevrolet Kia Jeep Chrysler Mitsubishi

Location: 16600 Nw 57Th Avenue, Miami, FL 33014 (Map it! )

oading Map..Base Pay: 

$8.00 - $12.00 /Hour

Entry Level

Media - Journalism - Newspaper
Marketing

Education: None

Experience: 

0 to 5 year(s)

Post Date: 

1/4/2011

Contact:Ali Ahmed

Phone: 305-558-1400

Description Miami Lakes Automall, carrying Chevrolet, Kia, Jeep, Chrysler, and Mitsubishi is one of the largest and fastest growing Auto Dealers in South Florida.  We need someone for marketing and social media.  The job will be full time and will include managing adwords campaigns, monitoring google analytics, managing our websites and blog sites and posting daily & weekly specials, managing periodic email campaigns, putting together the company newsletter, managing facebook fan pages and posting updates daily, managing other social media (myspace, youtube, etc.), managing our website blog, and customer review management (ie. obtaining positive reviews from satisfied customers). 

This is no doubt a fast paced environment and you will learn a lot.  We am looking for someone to assist with the most important part of our marketing. 

Recent High School graduates are encouraged to apply.  This is a full time job, however, for the right candidate, part time or flexible hours can be worked out.  The ideal candidate will have a passion for marketing and know how to effectively manage social media.  This candidate will be a very hard working, internet savvy person with the desire to learn.  Requirements Candidate should be familiar with Facebook.

Absolutely must be Bilingual (Spanish & English)

 Requirements Education Requirements
A high school diploma or the equivalent is required and a college degree is preferred. A strong background in computers and social marketing is also useful.  General familiarity with Facebook and YouTube are required.